Buy With $0 Down—With a USDA Loan

Affordable home financing backed by the U.S. Department of Agriculture.
Designed for buyers in eligible rural and suburban areas with low to moderate income.

A USDA loan is a government-backed mortgage that offers 100% financing, low interest rates, and reduced mortgage insurance. It’s available to buyers purchasing a primary residence in designated USDA-eligible locations.

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To qualify for a USDA loan, you typically need a credit score of 620 or higher, a steady income that falls within USDA eligibility guidelines, and the intention to use the property as your primary residence. Additionally, the home must be located in a designated USDA-eligible rural or suburban area.

🚜 $0 down required
📍 Great for rural or suburban buyers
💰 Low monthly payments and mortgage insurance
🎯 Flexible credit and income guidelines
🏠 Backed by the U.S. government

Q: Do I have to be a first-time homebuyer?
No. USDA loans are available to any qualifying buyer.

Q: Can I use this in a suburb?
 Yes. Many suburban areas near cities are USDA-eligible.

Q: Is mortgage insurance required?
Yes, but it’s typically lower than FHA or conventional PMI.

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 779416
www.nmlsconsumeraccess.org

Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form.