Go Bigger With a Jumbo Loan

Finance high-value homes that exceed standard loan limits.
Ideal for luxury properties, competitive markets, and buyers who need more borrowing power.

A jumbo loan is a mortgage that exceeds conforming loan limits set by Fannie Mae and Freddie Mac (currently $766,550 in most areas). It’s used to buy or refinance high-priced homes that need more than standard financing.

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These loans are popular among buyers in high-cost markets, investors or self-employed borrowers with strong financial reserves, second-home or vacation property buyers, and high-income earners looking to purchase luxury homes.

🏠 Buy homes above standard limits
📉 No mortgage insurance in many cases
💼 Ideal for self-employed or high-income earners
📊 Customize with fixed or ARM terms
🌍 Great for vacation or multi-property buyers

Q: Is mortgage insurance required?
 Usually not, even with less than 20% down—but lenders may require strong credit.

Q: Are interest rates higher?
Sometimes slightly, due to increased lender risk—but rates can be competitive.

Q: Can I use it for a second home or investment property?
Yes! Jumbo loans can be used for primary, secondary, or investment properties.

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 779416
www.nmlsconsumeraccess.org

Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form.