Logo
Centered Navigation

Grow Your Portfolioโ€”With an Investment Property Loan

Finance rental properties to build wealth through real estate.
Whether it's a long-term rental or short-term Airbnb, these loans help you buy, refinance, or expand your holdings.

a group of people posing for a picture

What Is an Investment Property Loan?

An investment property loan is a mortgage used to buy real estate for incomeโ€”not personal residence. These loans typically have stricter requirements than primary home loans but offer strong income potential.

How It Works

Getting the right insurance coverage has never been easier. Follow our simple process to get protected today.

a close-up of a blue piggy bank
number 1 icon
๐Ÿ˜๏ธ Buy or refinance single-family, multi-family, or short-term rentals
number 2 icon
๐Ÿ“„ Qualify using rental income or personal income, depending on the program
number 1 icon
๐Ÿ’ฐ Down payments typically 15โ€“25%
number 2 icon
๐Ÿ“ˆ Fixed and ARM options available

Why Use an Investment Property Loan?

Real estate is one of the most powerful wealth-building tools. With the right financing, you can generate monthly cash flow and long-term equity gains.

Why Investors Choose These Loans:

๐Ÿ  Build long-term wealth through rentals
๐Ÿ’ต Cash-flowing assets create passive income
๐Ÿ“„ Rental income can help you qualify
๐Ÿ” Finance multiple properties
๐Ÿ˜๏ธ Perfect for short- or long-term rental strategies

a blue credit card with a chip

Investment Property Loan FAQs

Q: Can I use rental income to qualify?
Yes. Many programs allow projected or current rent to help with qualification.

Q: Is a bigger down payment required?
Usually. Expect to put down 15โ€“25% depending on the lender and property type.

Q: Can I buy in an LLC?
Yes. Many investment loans allow you to buy or hold title in an LLC or trust.

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 779416
www.nmlsconsumeraccess.org

More Links

Disclosures and License Information

 

Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form.