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Buy. Renovate. Sell. Repeat—with a Fix & Flip Loan

Short-term financing designed for real estate investors who buy, rehab, and resell properties for profit.
Fast approvals. Flexible terms. Fund your next flip with confidence.

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What Is a Fix & Flip Loan?

A fix & flip loan is a short-term real estate loan used to purchase and renovate an investment property—typically to sell it quickly for a profit. It's asset-based, meaning approval depends more on the property's potential than your personal income.

How It Works

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🔨 Finance the purchase + renovation costs
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📆 Short terms—typically 6–18 months
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💡 Approval based on property value and exit strategy
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📈 Sell or refinance after renovation to pay off the loan

Why Use a Fix & Flip Loan?

It’s ideal for experienced or first-time investors looking to move fast and scale quickly—especially in competitive markets.

Why Investors Use Fix & Flip Loans:

🚀 Fast closings (7–14 days)
🛠️ Covers purchase + renovation
📉 Minimal income documentation
🏡 Perfect for distressed or undervalued homes
💰 High ROI potential on resales

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Fix & Flip Loans FAQs

Q: Do I need perfect credit?
No. These loans are mostly asset-based—credit flexibility is common.

Q: How fast can I close?
Many fix & flip loans close in 7–14 days.

Q: What can I finance?
You can typically fund the purchase price plus 100% of rehab costs.

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 779416
www.nmlsconsumeraccess.org

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Disclosures and License Information

 

Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form.