Build Your Dream Home—With a Construction Loan
Finance the land, materials, and labor—all in one loan.
Perfect for buyers building from scratch or taking on major renovations.
What Is a Construction Loan?
A VA loan is a government-backed mortgage guaranteed by the U.S. Department of Veterans Affairs. It helps eligible military borrowers buy, build, or refinance a home with no money down, no private mortgage insurance, and competitive interest rates.
How It Works
Getting the right insurance coverage has never been easier. Follow our simple 5-step process to get protected today.
Why Use a Construction Loan?
Whether you're building a custom home or rebuilding after teardown, a construction loan gives you the flexibility and control to do it your way—with lender oversight to keep the project on track.
Why Builders Choose Construction Loans:
🏡 Finance land + building together
📏 Custom-build your ideal home
💰 Pay interest only during construction
🔄 Roll into permanent mortgage when done
📐 Ideal for new builds and large remodels
Construction Loans FAQs
Q: Do I need a builder lined up first?
Yes. Most lenders require a licensed contractor or builder before approval.
Q: How is the money disbursed?
Funds are released in "draws" as each construction phase is completed.
Q: Can I roll it into a regular mortgage?
Yes! A construction-to-perm loan converts automatically once the home is finished.
About Us
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 779416
www.nmlsconsumeraccess.org
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Disclosures and License Information
Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form.